tikitikihub - News & Insights Today | Business, Tech, Lifestyle & More!

The Home Buyer's Checklist for Malaysia

Buying a property is a major milestone. In Malaysia's market, being prepared and informed makes all the difference. Follow this essential checklist to navigate your purchase with confidence and avoid costly mistakes.

1. Get Your Finances in Order First Before you fall in love with a house, know what you can afford. Check your credit score (CCRIS & CTOS). Get a pre-approved home loan from a bank. This clarifies your budget and makes you a serious buyer in the seller's eyes.

2. Location & Lifestyle: Think Long-Term Choose a location that fits your future, not just your present. Consider commute times, access to public transport, nearby amenities (schools, shops, clinics), and the neighborhood's overall vibe. Visit at different times of the day to get a true feel.

3. Inspect the Property Like a Pro Don't just see the surface. Check for cracks, water stains, mould, and water pressure. Test the switches and fittings. For condos, check the building's maintenance and facilities. It's wise to hire a professional inspector for a thorough report.

4. Understand the Legal Process & Fees Your real estate agent and lawyer will guide you, but understand the key steps: Sales & Purchase Agreement (SPA), loan agreement, and stamping. Budget for additional costs like legal fees, stamp duty, and valuation fees, which can total up to 5% of the property price.

Buying a home is a journey. Patience and due diligence are your best allies in finding a place you'll be happy to call home for years to come.

Smart Ways to Manage Your Personal Loan and Cut Debt Faster in Singapore

Staying on top of your finances is one of the most important steps toward long-term financial stability in Singapore. Whether you’ve taken a personal loan for home upgrades, education, or everyday expenses, having a clear repayment strategy can help you stay in control and reduce debt more efficiently. This guide walks you through practical methods to manage your loan while keeping your financial goals intact.Personal loans in Singapore come in several forms, each designed for different needs. S

5 Luxury Cars You Can Get in COE Category A in Singapore

Singapore’s Certificate of Entitlement (COE) system categorises cars based on engine capacity and horsepower. For Category A, vehicles must have an engine no larger than 1.6 litres and a maximum output of 130hp. While Cat A traditionally targets mainstream cars, luxury brands have recognised the appeal of lower COE premiums and now offer models that qualify, giving aspirational drivers a taste of premium motoring at a more accessible price.Here are five luxury-branded Cat A cars currently availa

Jangan tergesa jesa beli Rumah Dahulu kirakan Pendapatan bulanan anda jika gaji Lima Koma nol ringgit ansuran tidak boleh melebihi satu koma Lima ringgit Pilih Lokasi Berhampiran Kerja Atau Sekolah Anak Periksa Kemudahan Asas Hospital Pasar Stesen LRT Tanya Developer Tentang Status Tanah dan Lesen Jangan Lupa Bajet Untuk Perabot dan Utility Rumah Impian Perlu Selesa dan Tidak Membebankan Kewangan saya NAK share dengan korang Lima Cara beli rumah untuk investment dengan bijak perkara pertama Yang paling penting adalah korang perlu kenal pasti matlamat dan strategi pelaburan Yang tepat dan berkesan antara strategi pelaburan popular adalah jana pendapatan Pasif dengan menyewakan rumah untuk menjelaskan bayaran bulanan Pinjaman Perumahan Ada setengah juga Yang guna strategi house flipping atau beli rumah lelong dengan harga Yang rendah Kemudian jual semula dengan harga pasaran semasa hartanah lepas dah selesai renovate Cantik enam tips asas membeli Rumah Yang pertama Pilih Lokasi Yang sesuai Pastikan Lokasi Yang anda pilih Berdekatan Dengan Kemudahan awam seperti Sekolah Tempat Kerja dan Keselamatan Untuk Keselesaan Jangka Masa Panjang Yang Kedua Semak Pinjaman Kelayakan anda pastikan anda berbincang dengan pihak bank mengenai kadar faedah tempoh pinjaman dan syarat Yang lain dengan teliti follow for part 2 Ramai juga orang Yang Tanya saya tentang formula beli rumah so Kali ni video ni untuk anda formula dia kalau anda mahu beli rumah untuk tinggal sendiri make sure jangan lebih dua puluh peratus daripada income anda untuk installment bulanan so kalau gaji tiga ribu darab dua puluh peratus sama dengan enam ratus ringgit itulah jumlah maksimum installment Yang anda layak untuk beli rumah Okey jangan pula cakap alah enam ratus rumah apa saya boleh beli reban ayam itu maksudnya anda belum layak untuk beli rumah so menyewalah dulu sambil sambil tu tambah income aggressively mahu lebih banyak ilmu kewangan dan business follow rapat rapat Dia Bukannya Jangan Beli Rumah langsung tapi jangan terburu buru Beli Rumah semata mata NAK ikut orang lain AA contohnya mak ayah you kata along kenapa Tak Beli Rumah lagi adik dah Beli Rumah ataupun kawan kawan you semua dah Beli Rumah tiba tiba you pun NAK Beli Rumah Jangan you beli rumah bila you punya conviction tu dah jelas you memang NAK beli rumah tu because you dan pasangan pun dah selesa duduk dekat kawasan tu dah kenal jiran tu ataupun kalau bukan kawasan kejiranan tu you suka duduk satu bandar tu contohnya bandar Shah Alam so rumah Yang you sewa tu maybe owner Tak jual tapi you Membeli Rumah Bukan Main Main Perhatikan Struktur Bangunan Dinding Tidak Retak Saluran Paip tidak Bocor Tanya Developer Tentang Warranty Biasanya Satu minus 5 Tahun Untuk Masalah Struktur Jika Rumah 2nd Hand Cek Elektrik Dan Sistem Pendinginan Bincang Dengan Bank Mengenai Pinjaman kadar faedah tempoh bayaran pilih tempoh Yang sesuai dengan umur kerja jangan lupa lesen strata jika apartment semua detail penting untuk elak masalah kemudian bajet ketat tapi NAK beli rumah pilihan low cost atau medium cost worth it Kebanyakan lokasi dekat Dengan Pengangkutan Awam semak Kemudahan Awam Polis Hospital Helikopter Masjid developer Kadang Beri promosi free legal fee atau discount deposit Pinjam Dengan Keluarga Tentang Keperluan Bilangan pilih luas ruang jika bekerja dari rumah perlukan ruang kerja rumah kecil tapi sesuai keperluan lebih Baik dari rumah besar Yang membebankan selepas beli rumah perancangan pembesaran penting budget pembesaran biasanya sepuluh sampai Lima belas dari harga rumah prioritaskan kerja Yang perlu cat dinding pasang lantai jangan overspend pada barang mewah pilih material tahan Lama hemat Kos jangka panjang jika rumah baru cek semua sistem sebelum start kerja boleh cari kontraktor berpengalaman Tanya referensi rancang dengan baik elak kerja tergesa gesa Yang menjejaskan kualiti Rumah sebagai investasi pilih lokasi dengan potensi naik harga dekat dengan projek baru seperti stesen lrt atau pusat komersial semakin jauh harga kawasan jika naik secara stabil berpeluang untuk rumah sewaan lebih baik pilih kawasan student Atau pekerja ukuran tiga bilik lebih mudah disewa periksa jumlah unit sewa di kawasan jangan terlalu ramai nanti susah cari penyewa jika beli untuk jual kemudian elak rumah dengan design outdated sentiasa ikuti trend pasaran real estate untuk buat keputusan tepat

Snakehead Fish, Sesame Oil Chicken and Turmeric Milk: What Confinement Diets Mean for New Mothers

For many women, pregnancy can feel like a long-distance run that only seems to end at childbirth. Yet the moment the baby arrives, another demanding chapter begins. Motherhood brings new physical demands, emotional shifts and a level of fatigue few experiences can match.Seen this way, postpartum confinement is not an outdated custom but a short, intentional pause between two intense journeys. In Singapore’s multicultural society, families have long relied on food traditions passed down through g

Cheap Gyms in Singapore (2026): 10 Gym Memberships Under $100 a Month

Thinking of getting back into fitness in 2026, or finally making use of that gym habit you keep postponing? You’re not alone. With some gym memberships in Singapore climbing well above the $200 mark, it’s no surprise many people are rethinking where and how they train.The good news is that you don’t need a luxury locker room or fancy juice bar to stay active. Across Singapore, there are still plenty of gyms offering solid equipment, flexible access, and reasonable prices, many of them staying co

Advertisement

Trending

Best Marketing Platforms to Boost Your Business in Singapore

Looking to grow your business faster in 2026? The right marketing platform can make all the difference. Check out the top digital marketing tools and agencies below to start scaling your brand today.

Seng Kee Bak Chor Mee closes Ang Mo Kio branch due to owner's health concerns

Heritage bak chor mee (minced meat noodle) hawker Seng Kee will be shuttering its Ang Mo Kio stall due to the owner's "ongoing health concerns".

Things to do in Yokohama: A 3-day guide to Japan's laid-back port city

Set along Tokyo Bay, Yokohama offers a softer, more spacious counterpoint to the capital's constant momentum. If you're researching things to do in Yokohama, this port city rewards visitors with a well-balanced mix of waterfront attractions, cultural landmarks, and neighbourhood discoveries.

The Ultimate List of Credit Card Reviews in Singapore (2026)

Best Robo-Advisor Platforms in Singapore - Smart Investing Made Simple

Looking to grow your wealth without spending hours studying the stock market? Robo-advisors are making investing easier, smarter, and more affordable for Singaporeans. Check out the top robo-advisor platforms and investment tools below to start your journey today.

Top Freelance Platforms to Find Remote Jobs in Singapore

Looking to earn extra income or start your freelancing career? The best freelance platforms make it easy to find high-paying projects from clients around the world. Whether you’re a designer, writer, marketer, or developer, these platforms connect you to opportunities that match your skills. Check out the top sites below to start building your freelance career today.

50 Cheap Gifts Your Friends Will Never Know Cost Less Than $10

The holiday season has a way of sneaking up on both our calendars and our budgets. Between parties, travel, and gift exchanges, expenses can pile up fast—especially when everyday prices already feel higher than ever. Finding presents that feel meaningful, fun, and personal without overspending can feel like a challenge even for seasoned bargain hunters.The good news? Great gifts don’t have to come with a big price tag.With a little creativity and smart shopping, you can give items that feel spec

Editorial Picks: Compact executive SUVs below $380,000

Finding the right SUV in Singapore is often a balancing act. You want something that feels premium and refined, offers enough space for family duties, yet remains compact enough to navigate narrow carparks and busy city streets with ease. Compact executive SUVs sit right in that sweet spot, blending comfort, technology, and everyday practicality.In this editorial series, we take a closer look at key vehicle segments and highlight models worth considering, along with their strengths and trade-off

8 Cat A Electric Cars to Check Out in Singapore Before Rebates Shrink in 2026

Singapore’s electric vehicle (EV) market is buzzing with options — but if you’re planning to buy one, now might be the best time to act. Starting January 2026, the Land Transport Authority (LTA) will reduce several EV rebates, making today’s deals look even better.Currently, cars under Band A1 of the Vehicular Emissions Scheme (VES) enjoy a $25,000 rebate, but that will drop to $22,500. On top of that, the Electric Vehicle Early Adoption Incentive (EEAI) will be cut from a maximum of $15,000 to

How to Apply for a Personal Loan in Singapore: A Simple Guide for First-Time Borrowers

Applying for a personal loan doesn’t have to feel stressful. Whether you’re renovating your home, planning a big event, or managing your existing bills, knowing how personal loans work will help you borrow confidently. This guide breaks down the process step by step so you can apply smoothly and choose the right option for your needs.Personal loans are commonly used in Singapore to cover a wide range of expenses. From unexpected medical costs to lifestyle upgrades, these loans provide accessible

What Is House Hacking? How to Hack Your House for Free (or Cheaper) Housing

Housing costs have been climbing for decades, and in many parts of the U.S., the surge since 2020 has been especially hard to ignore. Rent, home prices, property taxes—everything seems to move in one direction. But there’s a practical strategy more people are quietly using to fight back against rising costs: house hacking.At its core, house hacking is about turning your home into a source of income so it helps pay for itself. Instead of seeing housing as a fixed monthly expense, house hackers tr

Airfares from Singapore to Malaysia soar up to 6 times during CNY period; train tickets sold out

Getting his hands on flight tickets to return to his home town in Ipoh, Malaysia, during Chinese New Year is a feat that Mr Tan Yik Xuan has to pull off every year.

Stephen Graham tells Adolescence fans to 'stay tuned' for season 2

Stephen Graham has told Adolescence fans to "stay tuned" for season two.

Why every mum in Singapore should schedule a mammogram

As parents, our days are full with school runs, meals, work, and family time. Very often we overlook our own health.

The Ultimate Guide for New Launch Properties in Malaysia

Thinking about buying a new launch property in Malaysia? Whether you’re stepping into the market for the first time, upgrading your living space, or scouting for an investment with long-term potential, the process can feel like a maze. With countless projects emerging across the country, knowing where to begin is half the battle won.This guide brings together everything you need to understand before making your move — from first-time buyer essentials to location-based recommendations and project

Bad Bunny reportedly being sued for $20 million over voice recording

Bad Bunny is reportedly being sued for $16 million (S$20 million) over a voice recording.

PizzaExpress, Kith Cafe: Singapore sees F&B business closures at start of 2026

The new year has just begun, but Singapore's F&B scene is already seeing its first wave of closures.

She had her daughter through IVF, ensuring the baby would not inherit her genetic condition

SINGAPORE – She was only 12 when she was diagnosed with familial adenomatous polyposis (FAP), an inherited condition that causes hundreds or thousands of polyps to form in the colon and rectum.

Home Renovation in Malaysia: A Stress-Free Guide

Embarking on a home renovation in Malaysia can feel overwhelming. A clear plan and knowing what to expect are your best tools for a smooth process. This guide helps you navigate from dream to reality, avoiding common pitfalls.

Say Goodbye to Acne Scars: The Best Laser Clinic in Singapore Revealed!

Tired of stubborn acne scars that won’t fade no matter what you try? You’re not alone. Many in Singapore are turning to laser clinic for acne scars — a fast, effective, and clinically proven way to restore smooth, radiant skin. Whether you’re dealing with pitted scars or uneven texture, the right clinic can help you achieve visible results after just a few sessions.

Recommended

How Much is Denture Cost in Singapore: Affordable Options for a Perfect Smile

Looking to replace missing teeth but unsure about the cost? Dentures are a popular and effective solution for restoring your smile, improving chewing function, and boosting confidence. Many Singaporeans are curious about the price range and available options before visiting a dental clinic.

13 New Cars to Watch for at the Singapore Motor Show 2026

The 2026 Singapore Motor Show has returned in a scale not seen for years. Spanning three full exhibition levels at Suntec City Convention Centre — plus the Level 1 atrium — the event brings together 37 automotive brands, marking one of the most expansive showcases since the pre-pandemic era.For car buyers, the show is not just about spectacle. While many concepts and overseas models are on display, a select group of vehicles are either available now or scheduled to arrive in Singapore in the com

Your 2026 credit card reset: Which cards should you keep or cull?

Now that it's 2026, you're probably doing the usual new year reset. Checking your expenses, planning holidays, or setting a budget for the year ahead.

New year, new you: A simple insurance check you can do without an agent

You know that stack of insurance documents sitting in your email? The ones you haven't looked at since the day you signed up?

Former NBA player Jason Collins undergoing treatment in Singapore for aggressive brain tumour

Former National Basketball Association (NBA) centre Jason Collins is undergoing experimental chemotherapy treatment in Singapore to treat a deadly form of brain cancer.

Travelling to Johor Bahru? You can hop on free shuttle buses to 8 tourist hot spots soon

Love going on weekend trips to Johor Bahru? You can hop on a free shuttle bus to eight popular tourist destinations in the city this year.

Best Robo-Advisor Platforms in Singapore - Smart Investing Made Simple

Looking to grow your wealth without spending hours studying the stock market? Robo-advisors are making investing easier, smarter, and more affordable for Singaporeans. Check out the top robo-advisor platforms and investment tools below to start your journey today.

Platform Perdagangan Jentera Pertanian Terpakai: Cara Bijak Jimat Kos dan Tingkat Produktiviti

Sedang mencari jentera pertanian terpakai dengan harga berpatutan tetapi masih berfungsi dengan baik? Kini ada banyak platform perdagangan dalam talian yang memudahkan petani dan pengusaha ladang membeli atau menjual peralatan tanpa perlu melalui orang tengah. Lihat tawaran terkini di bawah.

The Pitt, The Studio and Adolescence named best TV shows at Golden Globes

The Pitt, The Studio and Adolescence were named the year's best TV shows at the Golden Globe Awards on Sunday (Jan 11).

Accusefive create special memories with unplugged performance after Singapore concert hit by tech glitches

Accusefive's Run, Run, Run! world tour stop in Singapore was supposed to be a reset for the Taiwanese trio — a livehouse concert that promise intimacy and heart-to-heart connections as the once-indie sensation look to reconnect with their roots.